Nothing here yet
Import your spreadsheet history first: More โ Import.
Latest entries
Accounts
Balances from the transactions. Tap an account to see its transactions.
Totals by person
at today's ratesRevolut PAT ยท PLN check
Notes
Tap a note to change it.
Net worth over time
Month by month
Change each month
last 24 monthsAsset classes
Show as table
Saving rate by year
share of income savedWhere the money went
share of spendingYear by year
current year live from the transactionsOne year
Saved each month
income โ expensesShow as table
Spending by category
Show as table
Show as table
Budget vs actual
Through the year
Monthly budget
Expenses are spending limits, income is what you expect to receive.
Income vs expenses
per monthSpending by category
per monthActual by month
Income +, expenses โ. Earlier years come from the imported monthly totals.
Holdings
Tap a column to sort, a row to trade, edit units & price, or change its setup (platform, type, ticker, tax rate). Prices with a ticker or ISIN update live; โ = typed by hand.
By account
by person and platformBy type
% of each person and % of the family totalAllocation over time
month-end, โฌTotals in
No monthly values yet.
Value vs invested
month-endSaved automatically the first time the app is opened after each month-end.
Value vs invested
in GBP, as recordedFIRE calculator
Path to FIRE
today's moneyGoals
FIRE number = yearly spending รท withdrawal rate. Coast FIRE = what you need today so that growth alone reaches the FIRE number by your retirement age.
Net worth projection
Show as table
Salary & tax
Partita IVA, forfettarioPay
Tax payments this year
Saldo = 9 ร monthly set-aside; acconti = 40% and 60% of a year's set-aside.
Backups
The app keeps everything in its own encrypted database. A backup is an extra copy, in case that database is ever lost. It stays encrypted: it opens only with your password, PAT's password or the recovery code.
Excel copy
A readable copy for spreadsheets: transactions, holdings, trades, net worth, budget, monthly totals, saving rate, notes and lists. Not encrypted: keep it private.
Check a backup file
Opens a backup on this device and checks that every record decrypts and nothing is missing. Works even if the app's database is gone; you can then save its contents as Excel.
Reminders
Adds repeating reminders to your phone's calendar, so you get a notification even when the app is closed:
- 1st of every month, 9:00: month-end check (snapshot, budget) and backup.
- Tax payments: 30 June (saldo + 1st acconto) and 30 November (2nd acconto), with a reminder a week before.
No amounts or other data go into the calendar. Each of you adds them on your own phone.
In the app
When you open the app it tells you if a backup is overdue (over 30 days), if entries made offline are still waiting to upload, and when it saved a month-end.
Face ID / fingerprint
Your password still works everywhere. Turning it on creates a passkey for this app on the device; the key it unlocks is protected by the device's secure chip.
Auto-lock
Set per device.
Password & recovery
This device keeps an encrypted copy of the data so the app also opens offline. Signing out removes it.
Import from the spreadsheet
- In the current Budget app (Google Sheets), open More โ Settings โ Download export file.
- Choose that file here. It is read and encrypted on this device; only the encrypted version is uploaded. Importing again is safe: you see what changes first, and what you added or changed in this app is kept.
- Delete the export file afterwards: it is not encrypted.